Phoney Insurance

Today I learned the benefits of insuring your cell phone.

Due to the reality that I am a paragon of precaution, I have never invested in phone insurance. Today when my phone fell victim to water damage, based on the faulty closure of a Fiji water bottle, I paid the price for not paying the meager $5.99/month to ensure a damage-free life.

I found myself pouting at the Verizon store on B'way in Union Square lamenting my fate of phone failure to an unsympathetic clerk who advised me to buy a new phone for $129. I rejected his offer and took the plunge--purchasing a silver Razor for $289 and adding a series of ringtons (Promiscuous Girl and 21 Questions) to my need for Ace of Base's The Sign, 50-cent's PIMP and In Da Club coupled with Nelly's Ride Wit Me (my anthem).

For someone who is unemployed, I sure am blowing some serious mulah.